Oh alright I'll go first then....... Whenever i write a check (about 40 per month) I ALWAY round up to the next dollar..so in my enteries instead of eg $15.35 I'll enter $16.00.. So by the end of the month when I'm balancing my checkbook with my Bank Statement ..I usually end up in the BLACK with about $30.00 extra, which i automatically add to my Savings Account or treat myself to something I really want to invest in....See i told you it was easy!